Workman's Compensation Rules in Kentucky eHow.com Purifyr: Content

Workman's Compensation Rules in Kentucky eHow.com Purifyr: Content
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Workman's Compensation Rules in Kentucky

Kentucky worker's compensation claims are overseen by the Labor Cabinet.

According to Chapter 342 of the Kentucky Revised Statutes, when a worker
in Kentucky is injured while on the job, the state's worker's
compensation program is responsible for ensuring the worker receive just
compensation. The program, administered by the Department of Workers'
Claims, is responsible for receiving compensation claims and administer
the compensation program. Workers in the state must file a claim with the
Department of Workers' Claims in order to receive payment for an
on-the-job injury.


1.

Insurance Notice


* The state of Kentucky requires that employers carry worker's
compensation insurance for all employees or be self-ensured,
according to the Kentucky Labor Cabinet Workers' Compensation Board.
All employers must post a worker's compensation notice so that it is
conspicuously viewable by all employees. The notice must state the
insurance carrier's name and policy number, as well as provide
information about what steps an employee should take if she gets
injured.





Coverage


* Nearly anyone who works in Kentucky is covered by the state's
worker's compensation protections, including part-time employees or
workers who engage in seasonal employment. However, there are some
exceptions to the coverage rules. Farm workers, domestic household
servants in houses with fewer than two full-time employees and
people who are hired to perform residential maintenance or repairs
for 20 or fewer consecutive workdays are not covered under the
workman's compensation requirements.





Limitations


* Kentucky's worker's compensation law is an "exclusive remedy."
This means that anyone injured while on the job can only be
compensated through worker's compensation coverage. Workers
effectively give up their right to sue the employer for civil
damages under the compensation program. The program allows workers
and employers to negotiate settlement terms, as well as provides an
avenue where parties who are unable to settle a claim can litigate
the issue before a judge, as well as appeal court decisions to a
review board.





Benefits


* Kentucky worker's compensation can take many forms. In addition
to providing injured workers with wage replacement payments, a
worker can also receive medical coverage as well as assistance with
finding new employment if the injury leaves the worker unable to
perform prior duties. If medical treatment is required, the injured
worker can receive temporary income during recuperation and receive
all medical treatment without making a co-payment.






References


* Photo Credit Kentucky state contour against blurred USA flag image by
Stasys Eidiejus from Fotolia.com;

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