mardi 2 août 2011

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Ford Explorer Transfer Case Problems

The transfer case is the part of the Ford Explorer that allows for
changing from four-wheel to two-wheel drive.

The Ford Explorer has a transfer case that can experience several
possible problems. Fortunately, most of these issues are repairable by
the typical owner. Proper preparation is a good way to make the
experience more enjoyable for all involved.


1.

Difficulty Shifting


* Four-wheel drive is an important reason many people purchase
the Ford Explorer. Stephen Schauer/Digital Vision/Getty Images

When the transfer case is difficult to shift, there are a few
possible causes. Loose parts within the transfer case or within the
modules that control it can cause this problem. Additionally, the
lubrication in the transfer case should meet or exceed the
manufacturer's specifications and be at the correct levels.





Noisy Transfer Case


* Problems with transfer case often happen away from home.
Comstock Images/Comstock/Getty Images

Usually a noisy transfer case is the result of adding the incorrect
grade of lubricant or insufficient levels of the lubricant. It
should be changed and refilled with the correct grade of lubricant
to the correct levels.





Jumping Out of Selection


* Be sure to engage the four-wheel drive with the vehicle on
pavement and a flat surface. Thinkstock/Comstock/Getty Images

This condition can be caused by the transfer case not being fully
engaged. Also, broken, loose or defective parts can make this type
of "slip" happen, such as the shift fork being cracked.





Lubricant Leaks


* Some problems require a trained professional to correct.
Thinkstock/Comstock/Getty Images

The transfer case can be overfilled, causing a leak. There is a vent
in the case that may become clogged or jammed closed. Additionally,
the output shaft has a seal that can become damaged.






References


* Photo Credit Jupiterimages/Comstock/Getty Images; Stephen
Schauer/Digital Vision/Getty Images; Comstock Images/Comstock/Getty
Images; Thinkstock/Comstock/Getty Images;

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How to Troubleshoot Roper Washing Machines


Roper washing machines are consumer washers sold under the Roper
Appliances name brand. Roper Appliances is a division of the Whirlpool
Corporation. Roper washers are available in both top-loading and
front-loading machines. Regardless of which specific style or model Roper
washer you own, you may experience some performance problems with the
appliance. When this happens, you can do some basic troubleshooting on
your own, which may save you the cost of calling a service technician out
to your home.



Instructions


1.
* 1


Push the washer basket to the center of the unit, if it appears to
be crooked. If the basket just looks crooked because the washer it
not sitting level, use a wrench to adjust the rear legs and get the
washer level. A washer that is not level can also cause some noise
from vibrating on the floor.



* 2


Follow the directions on the bottle of detergent, liquid fabric
softener or bleach to prevent clogging in the dispensers. Wipe up
any spills to avoid any problems with the liquids.



* 3


Move the washer away from the wall if you are experiencing water
leaks so that you can determine where the leaks are coming from.
Check all hoses attached to the washer to make sure they are tight.



* 4


Remove any suspected hoses to clean out suspected clog or clean out
any suspected drains that may be clogged. If the water is coming
from inside the washer, it just means that you have overloaded the
unit and it is splashing out. An overloaded washer can also result
in some noise. If you have implemented these fixes and are still
leaking water, you likely have a plumbing issues and should call a
local plumber.



* 5


Push the power cord into the three-pronged outlet firmly, if you are
having issues of no power, the washer stopping, not filling or
rinsing. Also, check the timer knob to be certain that it is lined
up with a cycle and that you have pulled the knob out to start it.
Other causes can be a blown fuse, tripped breaker and the washer lid
being open instead of closed.



* 6


Use a smaller amount of detergent than recommended by the
manufacturer if you have soft water and your laundry loads are not
draining or spinning. This can be due to excessive suds from too
much detergent.






Tips & Warnings


* Look behind the washer to disconnect the water inlet hoses and check
for clogs. Also straighten any kinks in the hoses.

* If you remove the drain hose to look for a clog, be sure to put it
back on loosely because if it is too tight, the washer will get stuck
on the cycle.

* A clogged drain hose, an open washer lid and a drain hose kept higher
than 96 inches above the floor can cause a washer to not drain or spin.

* Never use an extension cord to connect the washer to power.



References



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Indoor Plants That Grow in Water

A number of indoor plants grow well in a vase of water.

Plants that can survive with their roots immersed are called hydrophytes.
They can be grown indoors in a vase of water or used to purify the water
in freshwater aquariums. A number of common houseplants will grow
successfully in pure water without the need for any substrate. These
include the popular tropical golden pothos vine and lucky bamboo, as well
as more surprising species such as succulent jade plants.


1.

Golden Pothos


* Golden pothos (Scindapsis aureus) will grow roots if a cut stem
is placed in tap water. A drop of liquid houseplant fertilizer once
a month keeps the leaves dark green and encourages fresh growth.
Golden pothos stems rooted in water can be planted in potting
compost once they have developed a strong root system.





Lucky Bamboo


* Lucky bamboo thrives in fluoride-free water. bamboo image by
Bube from Fotolia.com

Lucky bamboo (Dracaena sanderiana) is among the easiest indoor
plants to grow in water. Place canes of lucky bamboo in
fluoride-free tap water and keep them on a bright windowsill that
does not receive direct sunlight. The canes will grow indefinitely
without the need for soil or gravel. Add a single drop of liquid
houseplant fertilizer once a month and change the water a couple of
days later. This allows the roots to absorb nutrients without being
damaged by salts.





Umbrella Plant


* The swamp-loving umbrella plant grows well in water. Papyrus
and morning sky reflecion, HaHula, Israel image by Oren Sarid from
Fotolia.com

The umbrella plant (Cyperus alternifolius) is a swamp species from
Madagascar that grows well with its roots immersed completely in
water. It can reach 5 feet in height if grown in a large aquarium.
Umbrella plants grow best when they are grown in a pot of peaty soil
that is sunk into a larger pot full of water.





Jade Plant


* Surprisingly, succulent jade plants will grow in pure water.
succulent potted plant image by Maria Brzostowska from Fotolia.com

While they are succulents and prone to root rot if grown in wet
soil, jade plants (Crassula ovata) are able to grow in pure water
for long periods. A jade plant branch placed in a jar of water grows
roots and even new leaves and stems, provided the water does not dry
out. Jade plants can be propagated by taking these stems out of
water once they have developed roots and potting them up in normal
compost.





Other Options


* English ivy (Hedera helix), the dumb cane (Dieffenbachia Spp.)
and the Chinese evergreen (Aglaonema modestum) will all grow in a
vase of water provided their leaves and shots are not underwater.
The wandering Jew (Tradescantia Spp.) and many philodendrons are
also hydrophytes.






References


* Photo Credit bouturage image by Claudio Calcagno from Fotolia.com;
bamboo image by Bube from Fotolia.com; Papyrus and morning sky
reflecion, HaHula, Israel image by Oren Sarid from Fotolia.com;
succulent potted plant image by Maria Brzostowska from Fotolia.com;

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How to Hot Rod 6-Cylinder Chevrolet Engines eHow.com

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How to Hot Rod 6-Cylinder Chevrolet Engines


The muscle-car era inspires images of powerful, iconic V-8s powering
sleek cars down the road with a throaty grumble. However, many classic
cars came with inline-six-cylinder engines as well. While the Chevy
inline-six models featured much less torque and horsepower off of the
showroom floor, there are a number of methods available to boost
performance and "hot rod" the engine, to pull as much power as possible
from all six cylinders.


Difficulty:
Moderately Easy

Instructions




Things You'll Need


* Aluminum two- or four-barrel carburetor
* Timing gear system
* Aluminum intake manifold
* Aluminum cylinder head
* Custom-ground camshaft
* Electronic ignition system


1.
* 1


Replace the cast-iron cylinder head and intake manifold with
aluminum counterparts. It is crucial to shed weight, as well as
increase performance, to get an inline six-cylinder functioning at
peak capacity.



* 2


Replace the cast-iron exhaust manifold with an exhaust header. There
are numerous aftermarket manufacturers that produce inline-six
single-exhaust headers. This increases the rate at which exhaust
gases are expelled from the cylinder head, which allows the
induction system to increase the rate of intake of both air and fuel.



* 3


Install a custom-ground camshaft with higher intake and exhaust-lift
duration specifications to maximize the amount of air, fuel and
exhaust that the inline six is able to move.



* 4


Replace the points or HEI ignition system with an electronically
controlled ignition system to stabilize timing and delivery of spark
to each cylinder.



* 5


Install a higher flow carburetor onto the aluminum intake manifold
in order to increase the flow of air and fuel into the engine. Do
not install a carburetor that pushes too much air and fuel, though.
Generally a carburetor that pushes 500-650 CFM is more than enough
for six cylinders to handle.






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* Mykle Jul 18, 2011
where do they make an aluminum cylinder head for a inline 6?


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Types of Garden Sheds

Sheds with double doors are ideal for large machinery, like riding lawn
mowers.

The type of garden shed that is most ideal for your outdoor space will
depend on a variety of factors, including the local climate, the amount
and size of the items you will be storing in the shed, and whether or you
not you plan on spending a lot of time working inside the shed. And,
while garden sheds come in a diverse array of architectural styles, most
belong to one of three basic types: metal, wood or plastic.


1.

Metal Sheds


* Metal sheds tend to be sturdier than their wood and plastic
counterparts. Two of the most common types of metals used in the
construction of metal sheds are aluminum and steel, both of which
are resistant to insect and pest damage. Also, unlike sheds
constructed of natural lumbers, these metals are not prone to
moisture and weather-related cracking, warping or rotting. One of
the primary disadvantages of metal sheds it that they are efficient
conductors of heat. This means in hot weather, metal shed walls can
be hot to the touch and heat can easily flow into shed interiors. In
cold weather, metal shed walls can be cold to the touch and heat can
easily escape. The poor insulation of metal garden sheds makes them
poor choices for use as year-round workshops.





Plastic Sheds


* Like metal sheds, plastic sheds are resistant to insects,
moisture and weather. However, unlike metal sheds, plastic sheds do
not rust or corrode if you fail to maintain them with protective
coatings. In addition to being low-maintenance, plastic garden sheds
are poor conductors of heat, which makes them better suited for
creating comfortable interior environments. Most plastic sheds
consist of thermoplastic polymers, specifically polyvinyl chloride,
or PVC. Manufacturers can mix pigments into PVC prior to curing or
setting the material, which means you can purchase plastic garden
sheds in a variety of colors, with no need to paint.





Wood Sheds


* Wood sheds are the most traditional type of garden sheds in the
United States. While they are less resistant to the forces of nature
than metal and plastic sheds, wood sheds have an aesthetic quality
many homeowners enjoy. The planks and panels of wood sheds have
natural, textural qualities that make the sheds appear warm and
inviting. In addition, the organic-nature of wood allows wood sheds
to blend well with other organic yard elements, such as trees,
hedges and flowers. Like plastic sheds, wood sheds offer better
insulation than metal sheds.





Architectural Styles


* One of the most traditional architectural styles for garden
sheds is post and beam. Post and beam sheds have gabled or
triangular roofs, which give them the appearance of miniatures
houses. In comparison, lean-to sheds have roofs that peak along
their broad, side walls instead. The design of lean-to garden sheds
allows homeowners to nestle the sheds against existing structures,
such as houses and garages.






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Reasons to Teach With Math Games

Learn math with games.

Games make math fun for both teacher and student. Games can take the
anxiety out of math and motivate students. Interactive games can be found
online. Use traditional board games, or have students design their own
games.


1.

Understanding


* Using math games helps to develop students' understanding of
the subject. They can learn mathematical concepts in a practical,
hands-on way rather than working through question after question.
Using a game to put a concept into context helps students to
understand why they are learning math.





Motivation


* No one wants to sit and complete worksheet after worksheet.
Having fun is a great motivator for students; they will want to take
part in the lesson. If the game is competitive, it will increase the
motivation. If there is a reward at the end, students will be even
more motivated.





Practice


* Use games to practice math skills. Stockbyte/Stockbyte/Getty
Images

Games can be used to introduce a topic and to reinforce it. Begin
teaching a new math concept with a fun game and the students will be
enthusiastic. Reinforce the concept with more games and students
will retain what they have learned much more readily. Using math
games to practice what they have learned is a useful and fun way of
consolidating knowledge.





Build Confidence


* Many children worry about failing at math.
Stockbyte/Stockbyte/Getty Images

Many students worry that math is difficult and that they won't be
able to do it. Using games helps students to relax and to develop
their confidence. Using math games regularly, and students will view
it as a fun subject rather than one to be dreaded. Succeeding in a
math game can really boost confidence in a subject that many
students perceive as difficult.





Teamwork


* Working together builds social and communication skills. Ryan
McVay/Photodisc/Getty Images

Math games can involve students working in pairs and teams. This
improves their ability to cooperate and work together. They also
learn from each other. One student may have ability in one aspect of
math that she can share with others in the group. Working together
not only improves math skills, it also builds social and
communication skills.





Different Learning Styles


* Many classrooms are set up to teach in a way that is most
beneficial to visual and auditory learners. Playing math games can
be beneficial to all students because kinesthetic learners will
appreciate the hands-on, practical aspects, and those who are visual
or auditory learners will have an opportunity to develop different
skills.






References


* Photo Credit BananaStock/BananaStock/Getty Images;
Stockbyte/Stockbyte/Getty Images; Ryan McVay/Photodisc/Getty Images;

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* Linda May 14, 2011

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Retirement Gifts for Music Teachers

Get your music teacher an appropriate retirement gift.

The best retirement gifts for music teachers depend on their likes,
personalities, hobbies and interests. If you don't know where their
interests lie, remember that music teachers earn less than top wages and
will appreciate even practical gifts to ease their transition into
retirement. Show your thanks for all those years of dedication with
presents which make them feel appreciated and respected.


1.

Keepsake Retirement Gifts


* Consider keepsakes as retirement gifts. These include personal
items in daily use or decor accents placed around the home,
particularly on top of a piano, which remind a music teacher of the
warmth of his former students and the satisfaction of his teaching
career. Retirement gifts made from materials such as silver, crystal
or wood in the form of vases, photograph frames or wall plaques are
constant reminders of grateful students, as are choices like fine
writing instruments, leather wallets and briefcases.





Delicious Retirement Gifts


* Handmade retirement gifts from grateful students are a
delicious way to thank your music teacher. If you know the teacher's
tastes in food, consider organizing a class project to fill a gift
hamper or basket with the individual baking specialties of each
student. This gift need not be homemade; a smaller version from one
or more student, containing a few gourmet treats, such as special
label preserves, cookies, specialty teas and coffees, will be
equally appreciated. Choose a theme for your basket to make it
particularly appropriate for your music teacher. Look for products
with a musical term in the title. A good gift basket for a music
teacher who loves chocolate includes a box of white, milk or dark
chocolates, some sachets of premium hot chocolate mix, and a cup
decorated with a musical motif.





Home Decor Retirement Gifts


* Home decor accessories make welcome and inexpensive retirement
gifts for music teachers. Consider if she plans to teach music from
home during her retirement. If she does, items like potpourri and
scented candles refresh the air in the teacher's study or lesson
location. Scented candles paired with two candle holders in a
variety of materials are elegant as well as practical retirement
gift. Potted plants or flowers brighten up the house, especially
during the colder months, and will add to your teacher's newly found
leisure time at her home.





Entertainment Retirement Gifts


* Retirement gifts for music teachers who collect recordings of
music are difficult to choose if you do not already know what they
posses. A gift certificate from a local or online music store solves
that issue by allowing your teacher to make his own choice.
Subscriptions for musical magazines or book clubs, tickets for a
local cinema, opera house or theater are all generous retirement
gifts which encourage a music teacher to enjoy his retirement days.






References


* Photo Credit Jupiterimages/Pixland/Getty Images;

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How to Rename Links in MSN


Windows Live Messenger, formerly called MSN Messenger, allows you to
share links with your friends. By using the "Message Box," located at the
top of the Live Messenger window, you can broadcast a link for all of
your contacts to view. When you first enter a link to share, the name of
the homepage will be automatically generated. For example, the Xbox 360
home page will say "Xbox 360 - Home." It is possible to rename the link
that is shared by using the "Message Box" to change it to whatever name
you wish.


Difficulty:
Easy

Instructions


1.
* 1


Click the "Message Box" located at the top of the Live Messenger
window. Click "Link." Click "Type Your Own Link" from the drop-down
menu.



* 2


Type in the name of the link you wish to share.



* 3


Click "Preview." A preview of the link is shown, including the name
and a short description.



* 4


Highlight the blue text above the description, and press "Delete" or
"Backspace" on your keyboard.



* 5


Type in the text you wish to rename the link to. For example, you
may wish to rename "Xbox 360 - Home" to "Xbox 360 Homepage." You can
rename the link to anything you wish.



* 6


Click "Share" to broadcast the link, with your custom name, to all
of your contacts.






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Can I Claim My 11-Month-Old Niece on Income Taxes?


There are a number of benefits to being able to use a child as a
qualifying child for tax purposes. A qualifying child may entitle the
taxpayer to an additional exemption for a dependent, permit her to file
as head of household and allow her to claim a variety of credits. Listing
a child as a qualifying child requires a number of conditions to be met
first, however, before the taxpayer may receive the benefits.


1.

Dependent


* To register a child as a qualifying child, you must first meet
certain conditions to determine dependency. One of the conditions
for claiming a child as a dependent is the relationship test. Under
the relationship condition, a child may be your child or stepchild,
foster child, a sibling or stepsibling, or the descendant of a
sibling or stepsibling. In addition, she must be under the age of 19
and have lived with the taxpayer for more than half the year. The
child must also be a United States citizen or national, or a citizen
of Canada or Mexico. The child must not have paid more than half her
support herself for the year and, if married, cannot be filing a
joint return.





Filing Status


* A taxpayer's filing status can significantly affect the amount
of tax liability he has at the end of the year. If a taxpayer files
as the head of a household, he will generally gain an advantage with
regard to his tax liability. A taxpayer must have a qualifying child
in order to file as head of household. In order to use your
11-month-old niece as a qualifying child, she would need to meet all
of the same conditions as a dependent.





Child and Dependent Care Credit


* The child and dependent care credit allows taxpayers to claim a
credit for expenses incurred during the year to care for a child
while the taxpayer was working or looking for work. In addition to
the requirements for a dependent, a qualifying child for purposes of
the child and dependent care credit must also be under the age of 13
or permanently and totally disabled.





Child Tax Credit and Earned Income Credit


* Both the child tax credit and the earned income credit are
credits that a taxpayer may qualify for if she claims a qualifying
child. The child tax credit does not begin to phase out until a
single taxpayer's income reaches $75,000 (as of 2011) while the
earned income credit income limit for an individual taxpayer in 2011
was $35,535. In order to use your 11-month-old niece for either
credit, she must meet the dependent conditions. For the child tax
credit, she must also be a United States citizen, national or
resident and under the age of 17. For the earned income credit, she
must meet the dependency conditions with the exception of the
support condition.






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Can I Deduct a HUD-1 Settlement?

Can I Deduct a HUD-1 Settlement?

Buying a house can be expensive. Besides the down payment, your closing
costs may be steep. Once you factor in charges for the loan, title and
prepaid items, such as mortgage interest, property taxes and hazard
insurance, it can add to more than you bargained for. However, some of
the costs listed on your settlement statement, or HUD-1, are
tax-deductible, so it's in your best interest to understand what you can
include on your income tax forms.


1.

Loan Points and Fees


* Loan discount points generally are tax-deductible for the year
that you purchase your home. Each point is 1 percent of the loan and
is used to reduce your interest rate on the principal balance. Rules
apply, such as the requirement that other charges cannot be wrapped
into the points by the lender. The mortgage must be for the purchase
of your primary residence, and you must pay more at the close in
cash than in points. If you have negotiated for the seller to pay
some or all of your discount points, you still may take the
deduction on your 1040 Schedule A, but both you and the seller may
not claim them. Origination fees also are charged as points and are
used to pay the lender. As long as they are not used to cover other
closing costs, they are tax-deductible, too.





Interest and Taxes


* Part of your closing costs include prepaid items, such as
interest on the loan and property taxes. If your mortgage payments
are due on the first of the month, and you close on any day before
that, you pre-pay the interest to the bank for the number of days
until the first of the next month. Since interest is charged in
arrears, which means that you pay for it after you incur it and not
in advance, you won't pay on the first of the next month after the
loan closes. Instead, you will pay your first full mortgage payment
on the month after that. Since most mortgage interest is
tax-deductible, you should be able to claim it on your return.

Property taxes are prorated by the number of days that the seller
has owned the house. However, those taxes may have been prepaid by
the seller for an amount of time after you take ownership.
Therefore, you will repay a certain amount to the seller. Since
property taxes are deductible, you may be able to claim the amount
listed on your HUD-1.





Capitalized Costs


* Capitalized costs on your HUD-1 are those that can be deducted
on your tax return, but not all at once. You will have to divide the
amount into the useful life of your property as designated by the
Internal Revenue Service, with the remainder, if any, deducted at
the time that you sell it. A common capitalized cost is depreciation
of improvements to the property, such as your house structure.
Others on the HUD-1 include settlement fees, title insurance,
recording fees and real estate agent commissions.





Nondeductibles


* There are expenses on your HUD-1 that are not deductible. You
may not claim them on your 1040 Schedule A for the year that they
were incurred, nor may you capitalize them over the useful life.
Therefore, these out-of-pocket costs will not benefit you except to
serve to close the sale. Charges on your HUD-1 for items such as
your credit report, mortgage insurance and hazard insurance cannot
be taken off on your income taxes.






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Workman's Compensation Rules in Kentucky

Kentucky worker's compensation claims are overseen by the Labor Cabinet.

According to Chapter 342 of the Kentucky Revised Statutes, when a worker
in Kentucky is injured while on the job, the state's worker's
compensation program is responsible for ensuring the worker receive just
compensation. The program, administered by the Department of Workers'
Claims, is responsible for receiving compensation claims and administer
the compensation program. Workers in the state must file a claim with the
Department of Workers' Claims in order to receive payment for an
on-the-job injury.


1.

Insurance Notice


* The state of Kentucky requires that employers carry worker's
compensation insurance for all employees or be self-ensured,
according to the Kentucky Labor Cabinet Workers' Compensation Board.
All employers must post a worker's compensation notice so that it is
conspicuously viewable by all employees. The notice must state the
insurance carrier's name and policy number, as well as provide
information about what steps an employee should take if she gets
injured.





Coverage


* Nearly anyone who works in Kentucky is covered by the state's
worker's compensation protections, including part-time employees or
workers who engage in seasonal employment. However, there are some
exceptions to the coverage rules. Farm workers, domestic household
servants in houses with fewer than two full-time employees and
people who are hired to perform residential maintenance or repairs
for 20 or fewer consecutive workdays are not covered under the
workman's compensation requirements.





Limitations


* Kentucky's worker's compensation law is an "exclusive remedy."
This means that anyone injured while on the job can only be
compensated through worker's compensation coverage. Workers
effectively give up their right to sue the employer for civil
damages under the compensation program. The program allows workers
and employers to negotiate settlement terms, as well as provides an
avenue where parties who are unable to settle a claim can litigate
the issue before a judge, as well as appeal court decisions to a
review board.





Benefits


* Kentucky worker's compensation can take many forms. In addition
to providing injured workers with wage replacement payments, a
worker can also receive medical coverage as well as assistance with
finding new employment if the injury leaves the worker unable to
perform prior duties. If medical treatment is required, the injured
worker can receive temporary income during recuperation and receive
all medical treatment without making a co-payment.






References


* Photo Credit Kentucky state contour against blurred USA flag image by
Stasys Eidiejus from Fotolia.com;

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lundi 1 août 2011

Sleeping With a Spouse Who Uses a CPAP Machine

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* Health Topics A-Z
* Healthy Living
* Fitness and Nutrition





Sleeping With a Spouse Who Uses a CPAP Machine


Sleeping with someone who needs a Continuous Positive Airway Pressure
therapy machine may be difficult, but it is not impossible. The CPAP
helps a person with sleep apnea breathe easier when sleeping. The machine
forces air pressure into the throat to prevent the airway from
collapsing. Spouses who share the bed may find the CPAP too noisy to
sleep with, and thus suffer from lack of sleep themselves.


1.

Set a Bed Time


* Set an earlier bed time for the spouse who does not require the
CPAP than the spouse who uses the machine. Allowing 30 to 45 minutes
for her to fall asleep will help her to stay asleep and not focus on
the machine's sound. When starting the machine, be as quiet as
possible and try to avoid turning on overhead lights.





Sound Machine


* Purchase a sound machine that plays relaxing music or soothing
sounds. Incorporating a sound machine into your sleep habits will
help your mind get accustom to sounds at night. Start the sound
machine before going to bed and put it on your side of the bed.
Eventually, the only thing you hear will be the sounds of the sound
machine and not the CPAP.





Change Machines


* There are several different types of CPAP machines available,
and some may be quieter than the one currently in use. Talk to the
doctor to find out if a different, quieter machine is available.
Different machines are for different levels of sleep apnea and may
not be available for the level you need.





Change Rooms


* Everyone needs to sleep, and if the machine is keeping one
spouse awake at night it may be time to sleep in separate rooms.
Spouses need to be refreshed and alert during the day which means
getting enough sleep at night.






References


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Uses for Private Investigator Surveillance Equipment

High-powered zoom lenses help PIs photographs subjects from afar.

People pay private investigators (PIs) to track other people. PIs are
licensed professionals who help their clients learn a target's
whereabouts and information about his activities, transactions,
conversations and documents. Spying and surveillance of this kind can be
occasioned by divorces, business problems, lawsuits and deadbeat parents.
Often people use PIs to find out whether their significant other is
cheating. To track their targets, gather information and document events,
PIs use a number of surveillance tools -- some high-tech.


1.

Global Positioning Systems


* Part of surveillance is keeping track of the target. PIs use
global positioning system devices to keep tabs on where their
targets go. Many devices are made to stick discreetly under cars,
and some are small enough to slip into a purse, briefcase or
computer bag. Investigators can then monitor the subject's movements
from a digital screen in their office or car.





Camera Lenses


* High-powered zoom and telephoto lenses help investigators watch
events from a distance. They have the double advantage of being able
to capture images the clients may want. Powerful lenses can be very
large and noticeable, requiring PIs to be careful about where they
position themselves to avoid drawing the attention of their subjects.





Micro Cameras


* Advances in technology have led to very tiny cameras, sometimes
as small as a pinhole. PIs can place these strategically in people's
clothing, particularly hats and coats where they are less likely to
attract attention. In some cases, the investigator may wire himself
with cameras; in other cases it may be a client. Occasionally PIs
covertly attach cameras to their subjects' belongings, desk or --
when possible -- articles of clothing.





Listening Devices


* Investigators have access to numerous types of small but
powerful listening devices. Some are designed for PIs to listen
through doors and walls. Others -- commonly known as bugs -- are
very tiny microphones, both wired and wireless, that can be placed
in rooms, in belongings and on people. These transmit signals to
digital recording devices. Simpler systems require recording devices
to be within short range. More sophisticated technology allows for
long-range transmission to remote locations, which allows
investigators to be off-premises and completely out of sight.






References


* Photo Credit PhotoObjects.net/PhotoObjects.net/Getty Images;

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Games for Babies & Children

Put a smile on your baby's face with an inventive game.

Purposeful games for babies and children not only help them develop gross
and fine motor skills, they also help them learn to socialize and
interact with their playmates. There's no need to purchase expensive play
sets from a store or load the house with battery-operated blinking lights
and sounds, just use what you already have in an innovative, creative way.


1.

Tunnel Crawl


* Make a tunnel for children and babies to crawl through.
Jupiterimages/BananaStock/Getty Images

By creating a tunnel in your living room, not only can you stir your
children's imagination, you also create a game that will help
improve their gross motor skills. Babies and young children through
the age of 6 love crawling into tight space and hiding away in
secret spaces. Gather tall-backed dining room chairs, turn the couch
around and find any extra chairs you may have in the house. Line up
the chairs or couch back to back with about 2 feet of space between
them. Cover the space between the backs of the chairs with sheets
and clip the sheets in place with clothespins. Never stabilize a
sheet with a heavy or fragile item. Watch as your young children and
babies walk or crawl through the tunnel. Add challenge to the course
by placing pillows along the way.





Swinging Shoes


* Make a homemade pendulum in the backyard. Jupiterimages/Polka
Dot/Getty Images

Pendulums can be hypnotic to adults and children alike. Much can
also be learned from a free weight swinging back and forth. Tie one
end of a ball of craft yarn to the shoelaces of your child's tennis
shoe. Throw the shoe over a horizontal hanging branch in the yard
while holding the yarn ball. Catch the shoe, cut the yarn from the
ball, and tie the other end of the yarn to the shoe. Watch as your
curious toddler or early elementary-aged child begins exploring.
They will swing the shoes to create an obstacle course, put little
figurines inside and simulate going on a spaceship ride, or swing
the shoes in opposite directions and watch them smash into each
other. For babies, tie one stuffed animal with craft yarn, lay the
baby underneath, and gently sway the stuffed animal. Allow your baby
to reach for and bat at the toy.





Big Bubbles


* Bubbles are as fun to make as they are to watch. Seiya
Kawamoto/Lifesize/Getty Images

Exploring and playing with floating bubbles in enchanting to any
aged baby or child. Mix together 1 part Dawn Ultra or Joy Ultra, 15
parts distilled water, and 1/4 part glycerin or corn syrup. Gently
stir the ingredients. Your young children will enjoy experimenting
with bubbles sizes using a variety of kitchen utensils. Babies will
develop their hand-eye coordination by batting at bubbles you gently
blow in front of them. Always stay within arm's reach when young
children play with water. Any level of water poses a drowning risk.





Sticky Balloons


* Have a little fun with gravity, static electricity and some
balloons. Jupiterimages/Goodshoot/Getty Images

Playing with balloons can teach young children and babies the
beginnings of principles involving gravity, air pressure and static
electricity. Blow up several latex balloons. Rub them on your hair,
your child's hair, or a piece of wool. Carefully place the balloon
on a flat wall and watch it defy gravity. Static electricity will
cause the balloon to hold to the surface of the wall. Invite your
child to try to knock the balloon down from the wall. Set multiple
balloons on the wall. Encourage your baby to hold a large balloon
using two hands, or practice cross-hemispheric movements by helping
her pass a small balloon from one hand to the other. Always
supervise young children with balloons as they can pose a choking
hazard when popped.






References


* Photo Credit Jupiterimages/Goodshoot/Getty Images;
Jupiterimages/BananaStock/Getty Images; Jupiterimages/Polka Dot/Getty
Images; Seiya Kawamoto/Lifesize/Getty Images;

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* Your Business





Training for Claims Adjusting


When you make a claim against your homeowners, automobile or medical
insurance, a claims adjuster handles the scheduling and processing of
your claim. According the U.S. Bureau of Labor Statistics, job growth for
claims adjusters will rise 7 percent through 2018. The job increase
coincides with growth in the health care industry and a rise in insurance
claims as the population ages. With more claims, more adjusters are
needed. Training for claims adjusting has not been formalized, and many
adjusters create their own paths to gain entry to and then advance in the
claims field.



Instructions


1.
* 1


Choose the type of claims adjusting you want to do. Independent
adjusters work as independent contractors and typically specialize
in a particular type of claim. Staff adjusters work for insurance
companies as generalists or specialists. Public adjusters, who work
directly for businesses, organizations and agencies that hold
insurance policies, need to know about the types of claims their
employers typically face.



* 2


Obtain experience in the insurance field that interests you.
Experience can be gained through a job or through vocational
programs. For example, auto repair adjusters benefit from experience
with auto repair and estimating damage. Adjusters working in the
area of fire and accidents to homes and buildings benefit from
knowledge about architecture and construction.



* 3


Enroll in a claims adjusting training program. Look for local
training programs at technical and trade schools and community
colleges. These programs offer general training in the basics of
claims adjusting and usually do not provide specific information
about specialized claims such as damage of crops or chemical
accidents.



* 4


Study on your own. Associations and organizations focused on the
type of claims you want training in often recommend programs or
provide self-training materials and handbooks. For example, National
Crop Insurance Services publishes handbooks and training for
insurance adjusters and agents. The Chartered Property Casualty
Underwriters Society offers a career center that includes
information on building a claims adjusting career and links to local
chapters where members can assist you.



* 5


Learn on the job. Large insurance companies often look for claims
adjuster trainees to fill new positions. No formal training in the
claims adjusting field is required to qualify for these jobs.
However, a college degree, solid customer service and negotiating
skills, and experience in managerial and leadership roles are
desirable.



* 6


Polish your organizational and computer skills. Technology is used
throughout the claims adjusting process and has increased the speed
at which a claim is processed. Being familiar with sending emails,
managing multiple files and filing systems, and keeping track of
large amounts of dated information is required of any claims
adjuster.






Tips & Warnings


* Check with your state's licensing office to discover whether you must
be licensed to practice as a claims adjuster. Licensing requirements
vary from state to state, and not all states require a license.

* Continuing education is part of a claims adjuster's work life. Some
states may require proof of continuing education to renew licensing.

* Although a bachelor's degree is not a requirement for claims
adjusting positions, some companies prefer college-educated adjusters.
Degrees in business or the liberal arts, including English, history or
psychology, are suitable for claims adjusting.



References



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The Propagation of Shrubs eHow.com Purifyr: Content Extraction

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* Landscaping
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* Home Improvement





The Propagation of Shrubs

The holly bush can be easily propagated by taking a semi-hardwood cutting.

Starting plants from seeds is less costly than buying them from a
nursery, but the seeds of most shrubs fail to sprout, and those that do
take years to become garden-ready. Coveted shrubs that are difficult to
start from seed can be propagated asexually from existing plants.
Vegetative techniques can be used on a variety of shrubs, both hardy and
tender, effectively increasing the quantity of foliage in the landscape
without spending a penny.


1.

Softwood Cuttings


* Softwood cuttings, taken when new bark is still supple, root
quickly and easily. Plan to take cuttings from spring-blooming
shrubs, such as lilac, viburnum and azalea, in late spring or early
summer. Select a branch, looking for wood that is pliable, but firm,
then remove a stem, cutting just below the fourth set of leaves.
Pull off the lowest pair of leaves, then remove the bark from the
bottom of the stem with a sharp knife. Insert the cutting into a
small container filled with damp potting soil. Cover the newly
planted stem with a plastic bag to prevent dehydration while the new
roots form.





Hardwood Cuttings


* Hardwood cuttings are taken from deciduous shrubs after their
leaves have fallen. They root more slowly than cuttings taken in the
spring, but they require much less attention. Many shrubs, including
the dogwood, mock orange and butterfly bush, root easily from
hardwood cuttings. Choose a stem that is firm and about the same
thickness as a pencil, then cut off a 6-inch section. Submerge the
base of the cutting in lukewarm water and let it sit for five
minutes, then push the cut end 3 to 4 inches into the ground. Firm
the soil around the base of the cutting to remove any potential air
pockets, and water the stem thoroughly.





Semi-Hardwood Cuttings


* Conifers, such as the dwarf white pine, and broad-leaved
evergreens, such as boxwood, holly and cotoneaster, can also be
propagated by cuttings. Taken in midsummer, these stems are known as
semi-hardwood cuttings. Choose a well-developed shoot that has soft,
new growth prominently displayed at the tip, and remove a 4-inch
section. Strip the lower leaves, creating a short section of bare
stem to insert into the soil. Cuttings taken during the summer will
easily flourish outdoors and can be placed directly into the ground.
Water the stems lightly once a week to keep the surrounding soil
moist.





Layering


* Layering is a propagation technique that is commonly used for
shrubs with low-hanging branches, such as the laurel. In the spring,
the tips of the branches are bent to the ground and buried. The
foliage is held in place with pins or covered with rocks until new
roots form. Simple layering works well for shrubs with cascading
branches, such as the hydrangea. It is similar to tip layering, but
the middle of the stem is buried in the ground, rather than the tip,
creating roots in the middle of the branch.






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Walkthrough Hints for the Game "Freddi Fish 5" eHow.com

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Walkthrough Hints for the Game "Freddi Fish 5"



1.
* The Freddi Fish games are an award-winning series of children's
computer software. Freddi Fish games allow players to assume the
role of Freddi Fish as he takes on detective investigations. In
"Freddi Fish 5," Freddi Fish must discover why a mysterious sea
creature has been lurking in Coral Cove Park, which is closed to the
public while the mystery is solved.





Visit Every Area Multiple Times


* "Freddi Fish 5" allows players to wander freely to different
screens, many of which contain useful items or hints offered by
characters. However, several screens -- and the characters in them
-- are not useful until you have progressed to a certain point in
the game. Players who find themselves stuck should revisit areas.
For example, Freddi Fish encounters a clam that laughs at jokes.
This doesn't seem useful at first, but if Freddi Fish learns a
certain type of joke, he can return to the clam and make it laugh,
which results in getting an important item.





Observe Your Surroundings Carefully


* Freddi Fish must solve various puzzles throughout his mystery
case. For example, Freddi Fish must figure out which key to use in
order to open a locked door. He has several different shaped keys,
but only one correlates to the shape of the keyhole. The trick to
solving each puzzle is to observe each screen carefully for any
clues. Other useful items, such as sea urchins, which are used to
buy items from the shark vendor, can only be collected by clicking
on them. With careful observation, you are less likely to miss
anything important.





Listen to Characters Carefully


* Freddi Fish can interact with nearly every character he comes
across. While much of what they say seems like chitchat, characters
often provide valuable hints and clues about where to go next or how
to solve a puzzle. Sometimes characters need help with something
before they offer anything useful. It is not always obvious what
information may be used later, so keep a mental note or write down
any information provided by characters.






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Tips on Staying on Top of Laundry

Have your kids help with the laundry.

While getting rid of your laundry completely is close to impossible, it
may be your goal to at least keep on top of it a little better. Dealing
with large laundry loads is a daunting task, but the task can be managed
by setting goals and making minor adjustments in how the laundry is
handled before and after washing.


1.

Laundry Sorters


* Put laundry sorters in each bedroom of your house, to keep on
top of sorting the laundry. For instance, have separate sorters for
lights, darks and delicates. There are sorter units sold at home
supply stores, or you can simply put three laundry baskets
side-by-side in each bedroom. Each sorter should fit one load of
laundry when full. When a sorter becomes full, take it to the
laundry room to be washed, then return the sorter for the next time
it fills up.





Keep a Schedule


* If you are finding it difficult to choose a time and day to
keep up with the laundry, make a schedule and stick to it. Put a
calendar in the room of your house you use the most -- most likely
the kitchen. Write down the dates and times you will do your
laundry, being as specific as possible. If you know you have a
couple hours on Sunday mornings to do housework, that would be a
sensible time to schedule laundry.





Get Help


* Have your spouse and older children help do their own laundry.
Instruct them to inform you when their laundry sorter is full, which
days they have free to put their name on the laundry schedule, or
when they can put their own folded laundry away. When assigning
chores to your older children, assign laundry to them as well. Have
one child do the washing and drying, one do folding and another do
ironing. Children can learn to do laundry at a young age, a habit
that when taught early will remain with them as they grow up.





Fold and Put Away Immediately


* One habit that is hard to break is leaving the completed
laundry in the dryer or in the laundry basket once it is done. Once
the laundry comes out of the dryer, fold it immediately. Fold it in
your laundry room if you find it easier to keep up with it that way.
Once it is folded, go directly to your closet or dresser and put it
away. This helps keep the clean clothes in their place so you only
need to focus on the dirty laundry.






References


* Photo Credit David Sacks/Lifesize/Getty Images;

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* Parenting
* For Mom
* Education





New Dad Ideas

Buy the perfect gift for a new dad.

The arrival of a newborn baby is a joyous occasion, but is also
emotionally stressful for a new mother and father. However, while the
mother and newborn receive plenty of love and gifts from family and
friends, the father may receive less attention. Giving a new dad a
special baby-related gift is a great way to make him feel special and
help him succeed in fatherhood.


1.

Parenting Books


* Gift a new dad with useful fathering books. A new father may
find parenting books very educational, especially if the baby is his
first newborn child. These books include important tips and advice
concerning infant care, including information on diaper changing,
holding a baby and caring for a crying baby as a new father.





Diaper Bags


* Give the involved dad a handy diaper bag meant for men.
Male-specific diaper bags typically come in gray or brown colors,
and closely resemble satchels. Diaper bags for new dads come in
handy on a daily basis. The bags include storage for diapers, baby
bottles and other small baby-related items, such as pacifiers. Male
diaper bags are usually worn across the chest and include a padded
strap for the dad's comfort.





Camera


* Pick up a new digital camera or video camera at the electronics
store. A camera is an excellent new dad gift. Family and friends can
take pictures of a multitude of special dad and baby moments and
feature the pictures in a special family scrapbook. The new dad can
also share his special pictures with friends by uploading them to
his favorite social networking sites. Purchase a gift card for a
photo printing service to go along with the camera gift.





Recreational Day


* Encourage the new dad to take a day off from his baby duties by
offering to babysit. While baby responsibilities are tiring for a
mother, they are also stressful for a dad working a full-time job
during the day and tending to a newborn at night. Giving him a day
off from stressful baby care duties allows him to spend a relaxing
day with friends or complete an important home improvement project.





Jogging Stroller


* Buy a baby jogging stroller for the dad who runs. Purchase a
stable stroller with safety features, such as a five-point harness.
A jogging stroller allows a new dad to stay in shape while spending
quality time with the baby. Toss in sweatpants and a nice new pair
of running shoes along with the stroller for an all-inclusive gift.






References


* Photo Credit Jupiterimages/Comstock/Getty Images;

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How to Install Basement Insulation in the Ceiling

Fiberglass insulation and a few of the tools are required for
installation.

The first item to consider when insulating a basement ceiling is the
basement floor. If the floor is concrete, then just about any type of
insulation can be installed in the ceiling. If the floor is soil or soil
with a poly-vapor barrier, however, pay close attention to the type of
materials you use for insulation. The second factor to consider is the
type of insulation. Choices are fiberglass batts, cotton batts and spray
foam. Fiberglass batts and cotton batts can be installed by
do-it-yourself individuals, and spray foam needs to be installed by a
licensed professional.



Instructions




Things You'll Need


* Tape measure
* Dust mask or respirator
* Long-sleeve shirt
* Long pants
* Gloves
* Straight edge
* Utility knife
* Step stool or ladder
* Staple gun
* Metal insulation supports


1.
* 1


Determine the type of insulation you want to use. In most basement
applications, fiberglass insulation should be kraft-faced fiberglass
batt insulation. "Kraft-faced" means that the fiberglass has a brown
paper (kraft) on one side (face); the paper acts as a vapor barrier.
Cotton batts can be used in dry basement applications only when the
floor is concrete and no water issues exist. Spray foam can be used
in all basement applications, but, as previously mentioned, it must
be installed by a certified spray foam company.



* 2


Determine the size of insulation required. Both fiberglass and
cotton batts are in specific depths or thicknesses. Use R-19 or
5-inch thick insulation for a 2-by-6-inch joist. Use high-density
R-30 or 8-inch thick insulation for a 2-by-8-inch joist, R-30 or
10-inch thick insulation for a 2-by-10-inch joist and R-38 or
12-inch-thick insulation for joists larger than 10 inches.

"R" is the insulation industry standard value of the insulation's
thermal resistance. Higher numbers designate better thermal
performance.



* 3


Measure the square footage of insulation required, and multiply the
result by 0.9 in order to purchase the correct amount of insulation.
Multiplying by 0.9 removes the widths of joists so you don't end up
with several extra bags of insulation at the end of the project.



* 4


Wear a dust mask or respirator along with a long-sleeve shirt, long
pants and gloves to cut down on the insulation material's contact
with your skin, which may cause itching.



* 5


Cut the insulation to length by first rolling out the batt
insulation with the paper side on the ground and pressing the
insulation down with a straight edge, such as piece of 2-by-4 or a
level, to help compress the fiberglass. Cut the batts with a utility
knife along the straight edge.



* 6


Install the batts with paper side touching the subfloor of the first
floor. It is very important that the paper side faces up, toward the
living space, to ensure that the vapor barrier (the kraft paper)
touches the warm side of the house.

Simply push the insulation into place between the ceiling joists,
and staple the paper to the underside of the subfloor with a staple
gun. Also install metal insulation supports every 16 inches by
simply pushing them into place.






Tips & Warnings


* Spray-foam insulation is about 40 percent more effective than
fiberglass or cotton batt insulation. The downside of spray-foam
insulation is that it cannot be installed by as a do-it yourself
project and costs about 2 1/2 times the price of fiberglass or cotton
batts.

* Information about spray foam and why it is used is on SprayFoam.com.


* Photo Credit Comstock/Comstock/Getty Images;

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